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Any fees outstanding at the date of termination will be due within four weeks of the termination date. Notice of termination must be given in writing and will be without prejudice to the completion of any transactions already initiated.Īny business currently in progress will be completed unless we receive instructions to the contrary. We or any of our applicants may terminate our authority to act on their behalf at any time without notice period or penalty.

Activities undertaken by us under this agreement are provided for an applicant’s sole use and they shall not be entitled to permit third party access to this information without our express written permission. Unless otherwise agreed in writing, no term of our agreement is enforceable under the Contracts (Rights of Third Parties) Act 1999. Should an unavoidable conflict of interest arise we will advise them of this in writing before providing them with any service. It is the policy of our firm to avoid conflicts of interest in providing services to applicants. For further information please see our separate Data Protection document. This confirmation extends to our sister business My Safe Future Limited which shares the same Director and members of staff (and are therefore NOT independent of each other). NB: My Safe Future, our sister company IS NOT covered by the Financial Services Compensation Scheme (FSCS).Īll personal information held by us in relation to applicants will be treated with the utmost confidence and, where appropriate, in accordance with data protection legislation, notably the Data Protection Act 1998 including the provisions of the GDPR (General Data Protection Regulation) 2018.Īpplicants are required to confirm that we may use and disclose information that we have about them in the normal course of arranging and administering their mortgage contract. Further information about the compensation scheme arrangements is available from the FSCS. Mortgage advising and arranging is covered for 100% of the first £50,000. This depends on the type of business and the circumstances of the claim. You may be entitled to compensation from the FSCS if we cannot meet our obligations. We – My Safe Home Limited – are covered by the Financial Services Compensation Scheme (FSCS). We will not accept a cheque or any other form of payment made payable to us unless this is for fees or charges due to us.

We reserve the right to make other charges, details of which will be provided in writing before conclusion of the contract.Īpplicants will receive an illustration which will tell you about any other fees or charges relating to any particular mortgage contract.

On a mortgage of £100,000 this would be £350. This is paid to us by the mortgage provider.

We will usually receive a commission of.

In the event that the mortgage does not proceed then we will refund both fees This second fee is payable at the time of making the mortgage application.

We charge an initial fee of £1850 to prepare applicants for the purchase of their property and provide housing cost support then a fee of £2000 for arranging their mortgage.

In the normal course of our business we receive income as follows:

You should use the following information to decide if our services are right for you. The FCA is the independent watchdog that regulates financial services. You can check this on the FCA’s Register by visiting the website or by contacting the FCA on 08.

Our permitted business is advising and arranging mortgage contracts. My Safe Home Limited of 1 Sycamore Court, Birmingham Road, Coventry CV5 9BA is authorised and regulated by the Financial Conduct Authority (FCA). We do not offer mortgages that can only be obtained by going direct to a lender. We specialise in arranging HOLD (Home Ownership for people with Long-term Disabilities) mortgages for people with disabilities or support needs and therefore only offer a specific product from a carefully selected panel of providers. My Safe Home Limited is a mortgage intermediary that acts on behalf of clients to help arrange their mortgage.